Our Plans
Dental:
Ameritas
The group division of Ameritas has served customers since 1959. And claims contact center associates have earned BenchmarkPortal's Center of Excellence award since 2006.
Quickly Access Your Information
With your secure member account, you can check plan benefits and claim status, sign up for electronic benefit statements, get estimates for dental procedure costs, access discount ID cards, and much more. Just go to ameritas.com and sign in to your member account under Dental, Vision & Hearing after your benefit coverage begins.
Visit any Dental Provider
You are free to visit any provider, including your current dentist, regardless if they are in- or out-of-network. Plus, your family members do not have to visit the same dentist.
Save with a Network Provider
The Ameritas Dental Network is one of the nation's largest. Network providers have agreed to charge 25-50% less than their regular rates which can lower your out-of-pocket costs. See if your dentist is in the network. Visit ameritas.com - Find a Health Provider and select Classic (PPO) from the Select a Network drop down tab.
Anthem Blue Cross
When it comes to oral health, Anthem leads the way with popular and affordable dental plans that give members access to one of the largest dental networks in the nation. With over 141,000 dentists and nearly 595,000 access points across the US, 98% of our members are within 10 miles of an in-network dentist ensuring high-quality care and industry-leading discounts.
When you choose Anthem Blue Cross, you're backed by a leading company that has...
- 6.8 million dental members
- 100,000+ dental groups
- Over 50 years in the dental business
- Over 900 dedicated professionals
- 90% year-over-year group retention
- 40% average in-network savings
As a health care and dental innovator, Anthem understands the important role oral hygiene plays in a member's overall health. That's why we offer extra cleanings, fluorides, scaling and root planing, oral evaluations, sealants, full mouth debridement, periodontal maintenance and emergency palliative treatments for members with certain medical conditions such as diabetes, pregnancy, heart problems, organ and bone marrow transplants, end stage renal disease, stokes, suppressed immune systems (HIV/AIDs) and cancers treated with chemotherapy or radiation. In addition, our members get direct and personal email access to licensed dental professionals, options for teledentistry, online dental health assessment tools, dental cost estimators, international emergency dental care, and more. If you are looking for a dental carrier that is dedicated to providing exceptional benefits at affordable prices and outstanding service, then look no further than Anthem.
Assurity
At Assurity, we bring people together so we can protect each other in difficult times. We work with our customers for the common good-everyone shares a little so there's enough to help when someone needs a lot. We value and maintain the principles on we were founded - our mutual company heritage with its basic premise of working for the best interests of our policyholders and an unrelenting commitment to financial strength and stability. Assurity Life today is a diversified financial services organization, licensed in all 50 states and the District of Columbia.
About Delta Dental of California. Since 1955, Delta Dental of California has offered comprehensive, high quality oral health care coverage to millions of enrollees and built the strongest network of dental providers in the country. The Delta Dental of California network includes its affiliates, Delta Dental Insurance Company, Delta Dental of Pennsylvania and Delta Dental of New York, Inc., and provides dental benefits to more than 44 million people across 15 states, the District of Columbia, Puerto Rico, and the Virgin Islands. All members of the Delta Dental Plans Association, based in Oak Brook, Illinois, the not-for-profit national association that collectively delivers benefits to more Americans than any other dental insurance company. Our purpose: Our purpose is to improve health by providing access to quality care.
Our vision: Our vision is to motivate and empower every employee so we are all inspired to take exceptional care of our customers, providers and each other.
Our values: The values of Trust, Service, Excellence and Innovation represent the character of our organization. They inform our behavior and guide our decision-making to shape our workplace culture. When we bring our values to life, we ensure we achieve our objectives without compromising our high ethical standards.
EyeMed offers one of the largest vision networks in the nation with a mix of independent providers and retail chains. Find EyeMed providers at https://eyedoclocator.eyemedvisioncare.com/member/en#/member/en and choose Access Network when prompted to choose your network.
Retail Locations
Retail chains accepting EyeMed insurance include LensCrafters, Pearle Vision and Target Optical. Online Options
Browse and buy eyewear online. Glasses.com and ContactsDirect are in the EyeMed network, and your vision benefits are applied directly to your online order. EyeMed Savings
Take advantage of EyeMed provider discounts, including 20% off the remaining frame balance, materials not covered by the plan, and non-prescription sunglasses.
Have you always dreamed of better vision without glasses or contacts? Make your dream a reality by using your EyeMed laser vision correction discount for LASIK or PRK procedures.
Based on applicable laws, reduced costs may vary by doctor location.
Access Your Benefits
After your coverage begins, create an account at ameritas.com to access your benefit information. Claims history can be accessed through an EyeMed account at eyemed.com or the EyeMed app. Landmark Healthplan, Inc.
Landmark Healthplan is a licensed, specialized health services plan that has offered chiropractic and acupuncture benefit plans since 1985. As costs increase with major medical insurance plans, Landmark offers cost saving alternatives with flexible chiropractic and acupuncture benefit plans. Landmark benefit plans are available to employer groups throughout California. With Landmark, employers and employees enjoy: - Over 1,600 credentialed practitioners in our statewide network.
- Benefit plans that are affordable and easy to access; no prior authorization and no MD referrals.
- Extensive oversight to ensure that the care delivered is of the highest quality.
- Enrolled members get the care they want and need with all our plans, which provide freedom to access care for any reason, not just medically necessary treatments.
Affordable access to chiropractic and acupuncture, which have been shown to be effective, low-cost alternatives to drugs and surgery.
At Landmark, we are proud to work directly with chiropractors and acupuncturists to develop benefit plans that meet the growing physical medicine needs of our members while mitigating the high cost of healthcare for employers.
Dental PPO
It's not hard to find a carrier to offer a dental plan at a desired price point. The challenge is balancing cost with employee needs. That's why MetLife developed 8 customized plan options for ChoiceBuilder based on the latest market trends, clinical research, and dentist protocols. These plans maximize value for consumers by combining strong network access with enhanced in-network benefits. You choose the plan that's right for your company and your employees at the right price.
Make the most of our expertise.
58+ years of dental benefits experience:
Covering more than 20 million people1
Providing dental benefits to 39 of the top 100 FORTUNE 500® companies2 Local dentists your employees want:
More than 530,000 participating dentist access points3 - including nearly 52,000 dentist and specialist access points in California4. Go to: metlocator.metlife.com to find a dentist Deep discounts:
Negotiated fees can be up to 45% below community average charges5 with discounts exceeding the national industry average by 3.1%6 Exceptional service:
Over 30 million claims processed each year with more than 80% auto adjudication and 99.8% payment accuracy rates7
96% of MetLife plan participants are very satisfied or satisfied with MetLife Preferred Dental Program overall8 Go to https://www.metlife.com/insurance/dental-insurance/ to learn more about MetLife's solutions, network strength, and plan savings. Like most benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them in force.
1MetLife data as of December 2020.
2MetLife Market Research, FORTUNE 500®, August 2020. FORTUNE 500® is a registered trademark of FORTUNE® magazine, a division of Time, Inc.
3As of July 2021.
4As of July 2021.
5Based on internal MetLife analysis. Negotiated fees refer to the fees that in-network dentists have agreed to accept as payment in full for covered services, subject to any deductibles, copayments, cost sharing and benefit maximums. Negotiated fees are subject to change.
6Dental Actuarial Analytics, Dental PPO Network Study, 2019 edition.
7MetLife data as of year-end 2020.
8Dental Plan National Participant - Claims_4Q '20. Results based on MetLife dental plan participants who visited a dentist and responded to the survey. Participant/Claimant Satisfaction Study. Results based on MetLife dental plan participants who visited a dentist and responded to the survey.
L0821015473[exp0822][All States] ©2021 MetLife Services and Solutions, LLC
Employer Sponsored Life
What is life insurance and why do I need it? - Life insurance is a cost-effective way to protect your family and finances. Should something unforeseen happen to you, it helps ensure that short- and long-term financial obligations can be met.
- If you have a spouse or a family (domestic partner and/or children), they may rely on you to help keep the household running. Life insurance gives you confidence that your family would be financially prepared without you to handle expenses.
Living Benefits of Life Insurance
- Ensuring your family's financial security is about more than simply having life insurance. We offer additional services and benefits to help employees navigate life's unexpected twists and turns.
- MetLife Advantages provides a broad range of programs to help employees protect their family's wellbeing - from services that help ensure financial wishes are clear to assistance for beneficiaries in time of need
- Waiver of Premium offers assistacne by waiving life insurance premiums of an employess who becomes completely disabled
- Accelerated Death Benefits option helps terminally ill employees reduce their financial burden by allowing them to use a portion of their life insurance or over expenses
Your well-being is at the heart of everything we do. VSP® Vision Care gives you access to quality eye care from VSP network doctors with low out-of-pocket costs. Get the most out of your vision plan with more than 115k provider access points including independent doctors, popular retailers, and online. - Large Provider Network: Staying in-network has never been easier. With thousands of choices, getting the most out of your benefits is easy at a VSP in-network location. Browse our large network of eye doctors at vsp.com/eye-doctor to find a provider near you. Additionally, your will love the experience at a VSP Premier Edge™ location- including private practice doctors and Visionworks® retail locations nationwide. Available to all VSP members at no extra cost, you'll get exclusive rebates, advanced exam technology, a worry-free eyewear guarantee, and more when you visit a Premier Edge location.
- Wide Selection of Eyewear: With hundreds of classic styles, designer frames, and contacts to choose from, you can find eyewear to fit your style and budget at an in-network eye care provider near you.
- Online Shopping With In-Network Benefits: Shop at Eyeconic®, VSP's official online store, and seamlessly connect your eyewear, insurance coverage, and VSP network doctor's expertise.
- Value and Savings: VSP members have access to exclusive offers from VSP and leading industry brands, totaling over $3,000 in savings with Exclusive Member Extras. Save on your favorite frame brands and contact lenses and get discounts on wellness products and services. Visit vsp.com/offers to learn more.
- Easy to Use Benefits: Using your VSP benefit is easy. Create and account on vsp.com to view your in-network coverage, find the VSP network doctor who's right for you, and discover savings with Exclusive Member Extras. There are no claims to file when you see a VSP provider and other eye-related services.
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