Our Plans

Dental:


Pan-American Life Insurance Company 

The Vision

To create and insure a dental insurance program that would allow an individual or a small to medium size group of employees to access quality dental benefits that would favorably compare to benefits and pricing normally only offered in the large group market.

We realize that our growth and success is entirely dependent on the satisfaction of our customers.  Our mission is to handle the administration of the plans we market treating our clients and the families covered under programs in the same manner as our families and we want to be treated.

Dental Plans that make you want to SMILE



Ameritas Group

A division of Ameritas Life Insurance Corp., Ameritas Group is proud to offer flexible dental plans backed by efficient, informed and accessible customer service.

eServices
We offer enhanced online services for employees and dentists, with quick access to dental benefits and coverage information.

Plan Members
With a secure member account, you have benefit summary information for you and your dependents at your fingertips. You can view a benefit summary, certificate of coverage, pending and paid claims, pretreatment estimates and the status of plan maximums and deductibles.

Dentists
Your secure account lets you quickly verify patient benefits, view dental and/or orthodontic claims, confirm payment amounts and check dates for processed claims.

Find a Dental Provider
Need to find a dentist in your area? Choose one from our Participating Provider Organization (PPO) and you'll be sure to get impeccable service at a great price.

Ameritas Group:
  • Processes more than 2.6 million dental claims each year. The accuracy of processed claims exceeds 99% and we have a claims processing turnaround time of 5-10 working days.
  • Has a high-tech electronic claims system designed specifically for processing dental claims.
  • Consistently earns high ratings from the industry's leading independent insurance analysts for its outstanding financial strength and operating performance.


Assurity

Assurity Life today is a diversified financial services organization, licensed in 49 states and the District of Columbia.  We value and maintain the principles on which our original companies were founded - our mutual company heritage with its basic premise of working for the best interests of our policyholders and an unrelenting commitment to financial strength and stability.



Delta Dental is America's largest, most experienced dental benefits carrier, covering nearly 18 million people throughout the nation.  We offer national dental coverage with dental benefits programs for a wide range of employers, large and small, as well as individual dental coverage.  Delta Dental's independent member companies administer programs and reporting systems that provide employees with quality, cost-effective dental benefits programs and services.
 


EyeMed (Provided by Ameritas Group) 

For nearly two decades EyeMed has provided flexible, comprehensive vision wellness plans.  We currently serve the vision care needs of approximately 159 million members through 4,000 clients and access to thousands of private practice and retail-affiliated network providers.

EyeMed offers a variety of plan options to help our clients provide the vision care best suited to their employees' needs.  A combination of copayments, allowances and discounts helps us create a flexible plan and complements existing medical and ancillary coverage.

Our program makes it easy to protect your vision and your health by providing:
  • No claim forms for in-network services
  • Customer service representatives available seven days a week
  • Freedom to choose from a wide selection of providers in California and across the country
  • Additional discounts on non-covered items, laser vision correction surgery and replacement contact lenses by mail


Landmark Healthcare, Inc.

Landmark is dedicated to serving the needs of its health plan, TPA and employer group clients.

Since 1985, seamlessly integrated physical medicine administration, care management, analytics, and patient focused programs have consistently delivered high quality clinical outcomes at a reasonable cost to clients.

Landmark Healthplan of California provides insured chiropractic, acupuncture and combined chiropractic/acupuncture benefit plans for more than 150,000 fully-insured and self-funded members in California.

  • Network-based benefit plans offer flexible copay and visit limit options that are available to health insurance carriers and employer groups of 2 or more employees.
  • Plan designs meet a wide range of employers' health and wellness objectives - Standard Plan or Expanded Plan.
  • Select from network, medical management and claims processing services for self-funded employer plans.
  • Members have direct access to any chiropractor or acupuncturist on Landmark's fully credentialed network and may change practitioners at any time.  Members call their selected practitioner, schedule their appointment and pay the appropriate copay when they present for services.
  • Proposed treatment is peer reviewed for medical necessity according to Landmark's evidence based guidelines to ensure, safe, quality, affordable care.
 


Who is Madison National Life Insurance Company?

Madison National Life (MNL), rated A-(Excellent) by A.M. Best Company, is one of three insurance companies that are part of the IHC Group.  The IHC Group is an organization of insurance carriers, managing general underwriters, third-party administrators and marketing affiliates that has been providing life, health, disability, dental, vision and medical stop-loss insurance solutions to groups and individuals for more than 25 years.*

The MNL is the principle carrier for IHC Group's dental and vision products**.  The MNL dental products are offered for individuals, small and large groups, associations, fully-insured and self-insured employers.  The dental products are available on an indemnity as well as PPO basis.

*The IHC Group is New York Stock Exchange traded company (NYSE: IHC), has over one million covered lives, retains strong capital and surplus rations, and has more than $1.3 billion in total assets.

**MNL dental products are offered in 48 states (Standard Security Life, another member, is offered in NY and NH).  Vision has been filed in all states and has been approved in 40.

 



Pan-American Life Insurance Company

For nearly a century, Pan-American Life Insurance Group has earned a trusted reputation based on its tradition, stability, and financial strength.

Its heritage manifests a longstanding dedication to providing its customers with the products they need, the knowledge to secure their future, and a partnership they can trust.

The Pan-American Life Insurance Group comprises a number of insurance and reinsurance companies serving nearly half a million customers throughout the Americas.  A member of the Group, New Orleans-based Pan-American Life Insurance Company, is a leading international insurance company since 1911, employing more than 700 worldwide, providing top-rated life and health insurance, worksite (Panamed) benefits and financial services in 47 states, the District of Columbia (DC) and Puerto Rico.

 


VSP

VSP is dedicated to offering affordable, high-quality eye care plans that promote visual wellness and improve their members' quality of life.  As the nation's largest provider of eye care coverage, thousands of companies rely on VSP to provide a range of vision plans.

VSP provides coverage to more than 55 million members nationwide.  Their provider network includes more than 25,000 doctors in 19,000 offices around the country.  Whether their members live in cities, suburbs or rural areas, their doctors are nearby - an average of only four miles from where our members live and work.
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